Wednesday, January 1, 2020

Compare and Contrast Two Medicaid Plans Essay - 1107 Words

Compare and contrast two Medicaid plans from different states. Discuss your opinions regarding each state being able to choose how they administer the Medicaid program for their state. Does this leave some Americans at a disadvantage? Explain. All of the health care programs in Michigan have an income test and some of the programs also have an asset test. These income and asset tests may vary with each program. For some of the programs, the applicant may have income that is over the income limit and still be able to obtain health care benefits when their medical expenses equal or exceed their deductible (formerly known as spend-down) amount. Healthy Kids is a Medicaid health care program for low-income children under age 19 and for†¦show more content†¦I chose to compare and contrast Ohio and Michigan State Medicaid. Medicaid is a state and federally funded entitlement program that pays for medical services to qualified low-income Michigan residents. It is one of the largest programs at the state level, providing services to over one million Michigan residents annually. All of the health care programs in Michigan have an income test and some of the programs also have an asset test. These income and asset tests may vary with each program. For some of the programs, the applicant may have income that is over the income limit and still be able to obtain health care benefits when their medical expenses equal or exceed their deductible (formerly known as spend-down) amount. Below are two examples of Michigan Medicaid plans that are available. Healthy Kids is a Medicaid health care program for low-income children under age 19 and for Pregnant Women of any age. There is only an income test. There is no monthly premium for Healthy Kids. Most children who are eligible for Healthy Kids are enrolled in a Medicaid health plan. Healthy Kids provides a complete package of health care benefits including vision, dental, and mental health services. MIChild is a health care program administered by the Department of Community Health. It is for the low income uninsured children of Michigans working families. MIChild has a higher income limit than Healthy Kids. There is only an income test. MIChild is forShow MoreRelatedEssay On Medicaid Expansion1474 Words   |  6 Pageshigh incomes that’s above the 100 percent poverty level is eligible for premium subsidies to purchase private plans in the health care market. Individuals that are below the 100 percent of poverty in states that don’t wish to expand Medicaid; do not ha ve access either to subsidized private coverage or Medicaid (Garber Collins, 2014). Originally, the law require that all states expand Medicaid eligibility, to enable those people living with income that is increasing to 138 percent of the poverty levelRead MoreHealth Care Policies Across Different Countries1669 Words   |  7 Pagestheir place of business. 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